Multiple carriers, multiple insurance products, different points of contact for each! What do you tell an employee if they have a claim? Who do they call? Is there a spreadsheet with all carriers and a generic toll-free number? As you know, this many times will result in a phone call or email back to you looking for help. With SBCG, we can consolidate all group and voluntary benefit elections from multiple carriers on a single monthly bill and stand as a one-stop resource for all employees claims assistance.
Challenge: How can I track all my insurance carrier bills, ensure timely payment and posting when I have 4 to 7 different carriers involved with my company? How can I direct my employees who to call with a degree of certainty that they are going to receive outstanding service? How do I ensure that the benefits I am offering remain competitive? If I do make a carrier change, where is the time to learn a new billing method and new set of contacts, timelines and requirements? In short, how do I manage all of this with all that I already do each day?
Solution: SBCG consolidates all group and voluntary, employee paid employee benefits on a single bill. These can be billed with multiple frequencies such as 12, 20, 21, 24, 26 and 52 pays a year to meet your needs. SBCG can help you evaluate current coverage to ensure it represents the best value for your and your employees. If a carrier change will save your company money or better the product for your employees, it can be looped into that same bill and single point of service for your employees. There is no cost to you for this consolidated billing.
…that cancer, accident and critical illness plan benefits are paid directly to you, regardless of what your health insurance covers?