Consumer Driven Health Plans (CDHP)
Creating cost savings and improving healthcare decision making are at the core of CDHP plans.
The introduction of Healthcare Reimbursement Accounts (HRA) and Healthcare Savings Accounts (HSA) have become the potential solution for managing healthcare costs as we go into the next decade. The plans join Flexible Spending Accounts (FSA) as the most viable means to reduce premiums for employers and employees, while maximizing tax savings where possible.
How does an employer move from traditional heath insurance to an entirely different health insurance model and explain that change to all employees on a local, regional or national basis? What plan is in place to “make the light bulb go on” where employees see how this change will have a positive impact on care and costs for years to come. SBCG works in partnership with employers, healthcare carriers and the employees to communicate and enroll these new benefits with the emphasis on employee education and understanding. SBCG also works to design a menu of voluntary, employee paid benefits that supplement the CDHP benefits to form a comprehensive package.
The combination of comprehensive communication, employee education, unified enrollment and consolidated billing for benefits makes the transition to CDHP a smooth one. Your SBCG client representative can provide more insight based on your goals and objectives.
…that most enrollment companies use strictly commission sales agents? Select Benefits does not. We use exclusively salaried benefit counselors to communicate benefit plans to employees.